The 47 Best Payments Tools For Small Business [2021]

The 47 Best Payments Tools For Small Business [2021]

Payments is essential to running your business.

After interviewing thousands of founders, we put together a list of the most popular payments tools.

Here they are:

1. Rewardful

Turn your biggest fans into your best marketers. Instantly set up affiliate and referral programs with Stripe.

More About Rewardful

The only affiliate marketing software with a built-in Affiliate Finder that crawls the web to surface relevant affiliates.

Rewardful is a simple way for companies to set up affiliate and referral programs with Stripe. Just connect your account and let us track referrals, discounts, and commissions for you! Built from the ground up for subscriptions, Rewardful automatically adjusts commissions for downgrades, upgrades, free trials, cancellations, and refunds.

Used by many of the largest internet companies in the world and fastest-growing startups, affiliate and referral programs are more successful on Rewardful.

Pricing Details

Plans starting at $29/mo:

  • Unlimited affiliates
  • All integrations
  • REST API access
  • Mass payouts
  • Everything you need to run a successful affiliate program

Growth: $79/mo

  • Multiple campaigns
  • Branded affiliate portal
  • Custom domain
  • Multiple currencies
  • Double-sided incentives
  • Private, invite-only campaigns

Additional details about the tool

Businesses using Rewardful:

3 successful businesses are using Rewardful ➜

Get Rewardful ➜

2. Paypal

A fast, safe way to send money, make an online payment, receive money or set up a merchant account.

Additional details about the tool

Businesses using Paypal:

567 successful businesses are using Paypal ➜

Get Paypal ➜

3. Stripe

Online payment processing for internet businesses.

Additional details about the tool

Businesses using Stripe:

415 successful businesses are using Stripe ➜

Get Stripe ➜

4. Shopify Payments

Easily accept Visa, Mastercard, American Express, and Discover credit cards on the go, or in your retail store.

Additional details about the tool

Businesses using Shopify Payments:

228 successful businesses are using Shopify Payments ➜

Get Shopify Payments ➜

5. Square

Get paid faster with Square.

Additional details about the tool

Businesses using Square:

144 successful businesses are using Square ➜

Get Square ➜

6. Amazon Payments

Accept online and mobile payments on your ecommerce site securely.

Additional details about the tool

Businesses using Amazon Payments:

137 successful businesses are using Amazon Payments ➜

Get Amazon Payments ➜

7. Apple Pay

Apple Pay offers an easy, secure, and private way to pay on Apple devices.

Additional details about the tool

Businesses using Apple Pay:

116 successful businesses are using Apple Pay ➜

Get Apple Pay ➜

8. Venmo

Accept payments with a mobile app.

Additional details about the tool

Businesses using Venmo:

97 successful businesses are using Venmo ➜

Get Venmo ➜

9. TransferWise

Transfer money abroad easily and quickly with our low cost money transfers.

Additional details about the tool

Businesses using TransferWise:

57 successful businesses are using TransferWise ➜

Get TransferWise ➜

10. ReCharge

Payments sync to Shopify Orders. Orders are updated so you can fulfill them directly from Shopify.

Additional details about the tool

Businesses using ReCharge:

33 successful businesses are using ReCharge ➜

Get ReCharge ➜

11. Bill.com

Accounts payable and receivables solutions.

Additional details about the tool

Businesses using Bill.com:

33 successful businesses are using Bill.com ➜

Get Bill.com ➜

12. Thrive Cart

A hosted shopping cart platform that was designed to make selling products and services online easy.

Additional details about the tool

Businesses using Thrive Cart:

30 successful businesses are using Thrive Cart ➜

Get Thrive Cart ➜

13. Squareup

A point-of-sale (POS) application designed to provide businesses with a reliable and fast POS system. It enables you to take payments using your iOS or Android devices and can be implemented on the counter or on-the-go.

More About Squareup

Accept every way your customers want to pay with Square Payments. Get a free magstripe reader to swipe credit cards anywhere. Take chip cards and NFC payments with Square Reader for contactless and chip. With Squares credit card processing, you can accept all major cards and get deposits as fast as the next business day. We offer chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers. Its free to sign up and fast to get set up.

Additional details about the tool

Businesses using Squareup:

27 successful businesses are using Squareup ➜

Get Squareup ➜

14. Wave

Provides a suite of financial services and online software for small businesses.

Additional details about the tool

Businesses using Wave:

25 successful businesses are using Wave ➜

Get Wave ➜

15. Braintree

Process payments online, including credit cards, debit cards, digital wallets, PayPal, Venmo, Apple Pay, and Google Pay in a single integration.

Additional details about the tool

Businesses using Braintree:

22 successful businesses are using Braintree ➜

Get Braintree ➜

16. Afterpay

Shop now, pay later for fashion, beauty, accessories and more.

Additional details about the tool

Businesses using Afterpay:

20 successful businesses are using Afterpay ➜

Get Afterpay ➜

17. Authorize.net

Payment processing and payment management services to help businesses accept credit card and e-check payments online.

Additional details about the tool

Businesses using Authorize.net:

19 successful businesses are using Authorize.net ➜

Get Authorize.net ➜

18. Paddle

Paddle is the subscription and commerce platform for SaaS and software businesses.

Additional details about the tool

Businesses using Paddle:

12 successful businesses are using Paddle ➜

Get Paddle ➜

19. Chargebee

Subscription management platform with end-to-end recurring billing for subscription businesses.

Additional details about the tool

Businesses using Chargebee:

9 successful businesses are using Chargebee ➜

Get Chargebee ➜

20. Razorpay

A payment gateway for India with developer friendly API, easy integration and transparent pricing.

More About Razorpay

Online, digital payment processing to help make your business simpler to manage.

Additional details about the tool

Businesses using Razorpay:

9 successful businesses are using Razorpay ➜

Get Razorpay ➜

21. Klarna

Complete your online purchase in the way that suits you best.

Additional details about the tool

Businesses using Klarna:

7 successful businesses are using Klarna ➜

Get Klarna ➜

22. Payoneer

A financial services company that provides online money transfer, digital payment services and provides customers with working capital.

Additional details about the tool

Businesses using Payoneer:

6 successful businesses are using Payoneer ➜

Get Payoneer ➜

23. Affirm

Financial products.

Additional details about the tool

Businesses using Affirm:

5 successful businesses are using Affirm ➜

Get Affirm ➜

24. Gocardless

Easy way to collect direct debit.

Additional details about the tool

Businesses using Gocardless:

5 successful businesses are using Gocardless ➜

Get Gocardless ➜

25. Quadpay

An alternative payment provider that allows brands to give their customers the opportunity to split their purchases into 4 interest-free, automatic installments.

More About Quadpay

Receive payments upfront, while allowing shoppers to pay over 4 simple installments.

Additional details about the tool

Businesses using Quadpay:

4 successful businesses are using Quadpay ➜

Get Quadpay ➜

26. 2Checkout

The leading all-in-one monetization platform that allows businesses to quickly expand internationally and optimize recurring revenue streams across channels, by simplifying the back-end complexities that modern digital commerce creates.

Additional details about the tool

Businesses using 2Checkout:

4 successful businesses are using 2Checkout ➜

Get 2Checkout ➜

27. Bitpay

A crypto-debit card which allows its users to use their bitcoin reserves to make payments at any brick-and-mortar outlets wherever major credit cards are accepted.

Additional details about the tool

Businesses using Bitpay:

4 successful businesses are using Bitpay ➜

Get Bitpay ➜

28. Xoom

A PayPal Service is an electronic funds transfer or remittance provider that allows consumers to send money, pay bills and reload mobile phones from the United States and Canada to 131 countries.

Additional details about the tool

Businesses using Xoom:

4 successful businesses are using Xoom ➜

Get Xoom ➜

29. Recurly

Provides enterprise-class subscription billing management for thousands of businesses worldwide.

More About Recurly

Recurly is a secure, PCI-compliant, all-in-one platform that streamlines and simplifies subscription management & recurring billing for Mid-Market/Enterprise businesses. Integrating with 16+ gateways, a plethora of technologySalesforce, Zendesk, Netsuite, Avalar, Xero, etc.and supporting multiple payment methodsincluding PayPal, Wallet, ApplePay, Recurly works seamlessly with how you do business. Grow revenue, recover and industry-leading 70% of failed transactions, and increase efficiency.

Additional details about the tool

Businesses using Recurly:

4 successful businesses are using Recurly ➜

Get Recurly ➜

30. Veem

An online payment service provider.

Additional details about the tool

Businesses using Veem:

3 successful businesses are using Veem ➜

Get Veem ➜

31. Ko-fi

The friendly way for fans to support your work for the price of a coffee.

Additional details about the tool

Businesses using Ko-fi:

3 successful businesses are using Ko-fi ➜

Get Ko-fi ➜

32. Book Like A Boss

A free appointment scheduling software with Payment & Calendar scheduling app Integrations.

Additional details about the tool

Businesses using Book Like A Boss:

3 successful businesses are using Book Like A Boss ➜

Get Book Like A Boss ➜

33. Signifyd

Chargeback protection.

Additional details about the tool

Businesses using Signifyd:

2 successful businesses are using Signifyd ➜

Get Signifyd ➜

34. Revenuecat

Is a powerful, secure, reliable, and free to use in-app purchase server with support for Apple, Google, and Stripe payments.

Additional details about the tool

Businesses using Revenuecat:

2 successful businesses are using Revenuecat ➜

Get Revenuecat ➜

35. Clover

Customized point of sale devices that make running your business easier & accepting payments from customers seamless.

Additional details about the tool

Businesses using Clover:

2 successful businesses are using Clover ➜

Get Clover ➜

36. Paywhirl

Makes it easy to create and manage recurring payment plans online. It removes the hard work necessary to code all the pages that allow your customers to sign-up for subscriptions, make payments, create customer accounts and manage their own customer data.

Additional details about the tool

Businesses using Paywhirl:

2 successful businesses are using Paywhirl ➜

Get Paywhirl ➜

37. zip

Using your account and credit line, you can make purchases which you then pay back in regular installments.

Additional details about the tool

Businesses using zip:

2 successful businesses are using zip ➜

Get zip ➜

38. iCard

Computer Definition (1) (Internet CARD) An electronic postcard (e-card) service from Apple that was discontinued in 2008.

Additional details about the tool

Businesses using iCard:

1 successful business is using iCard ➜

Get iCard ➜

39. Payment Express

PCI compliant payment gateway for merchants worldwide accepting credit & debit cards in retail, online, call centre, OPT/UPT & vending environments.

Additional details about the tool

Businesses using Payment Express:

1 successful business is using Payment Express ➜

Get Payment Express ➜

40. Flywire

The Leading Provider of International Payment solutions for the Education Industry.

Additional details about the tool

Businesses using Flywire:

1 successful business is using Flywire ➜

Get Flywire ➜

41. Kickpay

Data driven inventory financing for hardware companies.

Additional details about the tool

Businesses using Kickpay:

1 successful business is using Kickpay ➜

Get Kickpay ➜

42. Wordpay

A payment processing company.

Additional details about the tool

Businesses using Wordpay:

1 successful business is using Wordpay ➜

Get Wordpay ➜

43. Laybuy

An approved payment gateway.

Additional details about the tool

Businesses using Laybuy:

1 successful business is using Laybuy ➜

Get Laybuy ➜

44. Payment Rails

Simplifying global payouts for online marketplaces, share economy, crowdsourcing platforms, app stores, affiliate platforms, and many more.

Additional details about the tool

Businesses using Payment Rails:

1 successful business is using Payment Rails ➜

Get Payment Rails ➜

45. Skrill

An e-commerce business that allows payments and money transfers to be made through the Internet, with a focus on low-cost international money transfers.

Additional details about the tool

Businesses using Skrill:

1 successful business is using Skrill ➜

Get Skrill ➜

46. Payment Work Suite

A new high-performance payment platform whose deep, multi-layer security provides peace of mind to customers.

Additional details about the tool

Businesses using Payment Work Suite:

1 successful business is using Payment Work Suite ➜

Get Payment Work Suite ➜

47. ViaBill

A payment solution for purchases of up to 2.000 kr. ViaBill enables you to “buy now and pay later” in four equal monthly installments, interest-free.

Additional details about the tool

Businesses using ViaBill:

1 successful business is using ViaBill ➜

Get ViaBill ➜

Pat Walls,  Founder of Starter Story

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