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Qin started Money Talk in 2020. They detail the beginnings of their company in their Starter Story interview: 
Q: How did you get started on Money Talk?
My day job is a travel editor for a national newspaper in the UK, which I absolutely love. But because of the coronavirus pandemic, I was put on furlough at the beginning of May.
The great thing about launching a newsletter as a subscription product is that the overheads are low - or in my case, zero. The only thing I had to give up was my time, and I had plenty of it.
That month coincided with lots of journalists around the world getting laid off. Needless to say, I was seriously worried about whether or not I’d have a job by the end of the furlough period and how I’d make up the difference in income.
Late one night, I was “doom scrolling” and came across a post on Substack about the future of journalism. It really resonated with me because of what was happening in my industry, so I signed up.
Even though I normally write about food and travel, personal finance was the obvious topic because I read a lot of it and, because of the pandemic, I had already been writing a lot about consumer rights from a travel perspective.
It was by no means a fully thought out idea though. The name I originally signed up with was Money, Money, Money - you can see what was on my mind! After I slept on it, I settled on Money Talk.
Contributors to this article:
- Pat Walls, Founder @ Starter Story
- Wiki Updater