46 Trending Online Payment Service Businesses [2024]

Pat Walls

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Updated: July 24th, 2023

Start An Online Payment Service

An online payment service provider is a third-party company that provides a payment platform for businesses that accept online payment methods like debit cards, credit cards, cash cards, etc. Building an online payment platform is a great way of achieving financial freedom. This is because the payment platform charges the stores and service providers a convenience fee for using their services, generating a passive income for the business owners.

If you plan to build an online payment solution, focus on building a solution that will process different payment types.

Looking for some examples of a online payment service?

Interested in case studies of a successful online payment service? Check out our full list of success stories.

1. Amazon

Online shopping from the earth's biggest selection of books, magazines, music, DVDs, videos, electronics, computers, software, apparel & accessories, shoes, jewelry, tools & hardware, housewares, furniture, sporting goods, beauty & personal care, broadband & dsl, gourmet food & just about anything else.

How much they make:
Where they're located: Indianapolis, Indiana, USA
Current team size: 1
Website traffic: 2.65B/month

2. Send Money, Pay Online or Set Up a Merchant Account - PayPal

send money, pay online, merchant account

Where they're located: Dighalia, Dhaka Division, Bangladesh
Website traffic: 580M/month

Learn more about starting an online payment service:

Where to start?

-> How much does it cost to start an online payment service?
-> Pros and cons of an online payment service

Need inspiration?

-> Other online payment service success stories
-> Marketing ideas for an online payment service

Other resources

4. Discover

Discover offers reward credit cards, online banking, home equity loans, student loans and personal loans.

Where they're located: Montgomery, Alabama, United States
Website traffic: 50.4M/month

5. Paytm Shop

PaytmKaro for instant payments via UPI using any bank account (No KYC needed) or Paytm wallet. Download App and link to UPI. Do Mobile prepaid recharge, Utility bill payments, DTH Recharge for Airtel, Sun Direct, Tata Sky, Dish TV. Also Book Movie, Events & Travel tickets on Paytm.

How much they make:
Current team size: 752
Website traffic: 8.34M/month

6. Stripe

Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes, including fraud prevention, and subscription management. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Where they're located: Campello sul Clitunno, Umbria, Italy
Website traffic: 32.5M/month

7. Send Money Online

Transfer money online securely and easily with Xoom and save on money transfer fees. Wire money to a bank account in minutes or pick up cash at thousands of locations.

Website traffic: 5.45M/month

8. BARCLAYS

Where they're located: Cotosaz, Pastaza, Ecuador
Website traffic: 10.7M/month

9. Authorize.Net

Authorize.Net provides payment processing and payment management services to help businesses accept credit card and e-check payments online, at retail, with mobile devices and more.

Where they're located: South Australia, Australia
Website traffic: 4.22M/month

10. Checkout.com

Checkout.com helps your business to offer more payment methods and currencies, to more customers. The best-in-class credit card & alternative payments gateway.

Where they're located: Tejutepeque, Departamento de Cabañas, El Salvador
Website traffic: 7.08M/month

11. BMW

Website traffic: 4.61M/month

12. ShieldSquare Captcha

Where they're located: Jersey City, New Jersey, USA
Website traffic: 8.16M/month

13. 2Checkout: Online Payment Processing

Accept payments online, anytime, anywhere. 2Checkout.com is an online payment processing service that helps you accept credit cards, PayPal, and debit cards.

Where they're located: Columbus, Ohio, USA
Website traffic: 1.51M/month

14. Escrow

Secure online payment processing from the world’s largest online escrow service since 1999. Trusted by 1M+ users. Priced as low as 0.89%. For transactions $100 to $10M+.

Where they're located: Lincoln, Nebraska, United States

15. MetLife

Stay covered with MetLife: life, auto & home, dental, vision and more. Learn more about MetLife employee benefits and financial solutions.

Where they're located: Montgomery, Alabama, USA
Website traffic: 3.22M/month

16. OPM.GOV

Where they're located: Haina, Hesse, Germany
Website traffic: 2.87M/month

17. University of St Andrews

Website traffic: 1.09M/month

18. Free Online Invoicing for Small Businesses

invoicely is free online invoicing for small businesses. Create and send invoices and estimates, track time and expenses and accept online payments.

Where they're located: Naryn Region, Kyrgyzstan
Website traffic: 330K/month

19. BMW Financial Services – BMW North America

Website traffic: 470K/month

20. Municipal Online Services

Website traffic: 2.52M/month

21. Payment Express

PCI compliant payment gateway for merchants worldwide accepting credit & debit cards in Retail, Online, Call centre, OPT/UPT & Vending environments.

Website traffic: 2.61M/month

22. Digital Payment Gateway

The most popular and leading digital payment service and solution provider in Asia for small and large businesses, banks, corporates, and charity donation services, including credit card processing, debit card payment, bank accounts/netbanking, digital wallets, buy now pay later, over-the-counter and other digital means.

Website traffic: 520K/month

23. ServiceArizona

Where they're located: Mesa, Arizona, USA
Website traffic: 770K/month

24. PaySimple

PaySimple's unique software offers a better way to accept payments, streamline billing, and manage customers. 17,000+ businesses of all sizes love it. See why.

Where they're located: Ireland
Website traffic: 240K/month

25. Affirm

With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.

Where they're located: Nashville, Tennessee, USA
Website traffic: 6.3M/month

26. Dwolla

Dwolla’s ACH API makes it easy to integrate bank transfers. Facilitate ACH payments, or verify customer and bank account information within your platform.

Where they're located: Des Moines, Iowa, USA

27. Windcave

PCI compliant payment gateway for merchants worldwide accepting credit & debit cards in Retail, Online, Call centre, OPT/UPT & Vending environments.

Website traffic: 410K/month

28. Online Currency Exchange

One-stop payment platform for a multi-currency deposit, remit, and exchange online. We provide fast, easy and reliable exchange rates.

Where they're located: Riverside, California, USA
Website traffic: 450K/month

29. Cheddar Up

Collect money online in minutes. Cheddar Up helps you collect and track payments and information from your group or community. Anyone can pay without having an app or account. You can use Cheddar Up to collect both online and in-person for almost anything - from membership dues to group gifts to events to sales.

Website traffic: 200K/month

30. PayCargo

PayCargo is your all-in-one logistics payment platform for faster cargo release, to effectively help save time and gain piece of mind.

Website traffic: 230K/month

31. Welcome to WiPay Caribbean

A Payment Platform For Everyone. Every day, we are helping individuals and businesses fulfil their dreams by changing the way we live, work and trade together.

32. Commercial and small business insurance

At Sentry, we work to understand your business. We offer customizable business insurance, employee 401(k) plans, business life insurance, and the security of an A+ rating from A.M. Best.

Website traffic: 130K/month

33. shurjoPay

How much they make: $24M/year
Where they're located: Dhaka, Bangladesh
Current team size: 150

How We Developed A $1.5M/Month Online Payment Gateaway

Bangladeshi MD and CEO Fida Haq established shurjoPay in the e-Commerce sector in 2010, a payment gateway as a merchant service provider so MSMEs could accept online payments in a country that lacked such a solution; now averaging $1.5M in transactions per month with 600 merchants, and expanding services with QR-based payments and payment links.

About

Fida started shurjoPay over 13 years ago

Revenue

Fida grew the business to $2M/month

Read this case study

Read by 5,898 founders

34. MuniciPAY

35. Online Rent Payment Service, Online Applications and Credit Reporting

Online Rent Payment service for renters, property managers and landlords to submit and collect electronic one-time or automatic rental payments for single-family homes, apartments, condominiums, multi-family properties, and any other type of rental property. Automated recurring payments are available through our Automatic Authorization Form. We also offer online applications, credit reporting, expense tracking, late fee collection, and email reminders. Start online rent collection of your payments automatically and electronically today.

36. Silverbills

37. XPay Life Pvt Ltd

Bill Payment Online for Electricity,Gas, Water,Landline,Mobile,Broadband,DTH, FASTag,Insurance,School fees, prepaid bills are made securely through XPay Life.

How much they make:
Where they're located: Bangalore, Karnataka, India
How much did it cost to start: $50K
Current team size: 50

38. Akurateco

How much they make: $1.2M/year
Where they're located: Amsterdam, Netherlands
How much did it cost to start: $600K
Current team size: 45

How We Bootstrapped A $1.2M/Year White-Label Payment SaaS

Akurateco, a Netherlands-based payment software provider for fintech companies, bootstrapped their white-label payment SaaS to reach 1 million transactions, receiving recurring payments from 20+ clients every month with an average of €5,000 per client, and they plan to break even by Q2 2022 and achieve a capitalization of $100+ million in the next 5-7 years.

About

Vladimir started Akurateco over 3 years ago

Revenue

Vladimir grew the business to $100K/month

Costs

It cost Vladimir $600000 to start the business

Read this case study

Read by 4,771 founders

39. Buy Now Pay Later with Afterpay

Afterpay is fully integrated with all your favorite stores. Shop as usual, then choose Afterpay as your payment method at checkout. First-time customers complete a quick registration, returning customers simply log in.

Website traffic: 26.4M/month

40. Xendit

Xendit is the best and most secure payment gateway in Indonesia, helping your business receive and send payments via various payment methods.

41. SumUp

Grow your business by accepting credit and debit cards with SumUp Card Readers! Easy, secure, and affordable small business card payment solutions.

Where they're located: Ninove, East Flanders, Belgium
Website traffic: 6.06M/month

Part of

Starting An Online Payment Service: Everything You Need To Know

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43. Transfer Wise

44. Paddle

Helping B2B & B2C SaaS increase global conversions, reduce churn, stay compliant, and scale up fast

How much they make:
Website traffic: 1.4M/month

45. ECOMMPAY

Where they're located: London, UK
Current team size: 700

46. Tremendous

Send digital payments internationally at scale. Instant delivery, frustration-free redemption, hundreds of reward options. Buy, send, track, manage and brand your payouts on our easy-to-use platform.